About Merchant Services

Having a credit card merchant account is crucial to any growing business, small businesses that accept credit cards sell more. Alot more. For that to happen, you must set up a merchant account to accept credit card payments. You may also need an internet merchant account as well.

Small business strategy to find the best merchant account provider:

Decide what payment forms to accept with your merchant account such as credit cards, or other non-cash payments such as debit cards, electronic checks, gift cards, stored value cards and smart cards.

Apply for a merchant account service that will be used to process payments and deposit the funds you collect in your regular bank account. A merchant account is often approved in 48 hours or less. Home business merchant account options are also available.

Choose the merchant services account technology you need. You can select anything from hardwired terminals, to PCs, to online merchant account services and wireless handheld devices to help accept credit card payments.

Get the resources; Learn more.....

Not to sure how merchant account credit card processing works?

Want to know how to apply for merchant account services and a merchant bank account?

These three companies will help you - Visa, MasterCard and American Express - their small biz sites will walk you through the basics of accepting credit cards and can help with setting up a merchant account for your retail business, restaurant, website or just about any type of business you may operate.

Compare Rates and Options

BuyerZone - comparison shopping/price quotes on credit card processing services,

QuickBooks - brand new credit card processing solution that simplifies the merchant account, $39.95, the QuickBooks kit is an excellent value

Go Mobile - Accept credit card and debit card payments anywhere, anytime with handheld wireless technology for your merchant account.

Cardservice International, and Authorize.net, both industry leaders in offering merchant account services, have complete wireless solutions.

PayPal - offers a full range of low-cost payment solutions for online businesses, including "Virtual Terminal" service that lets you accept credit card payments online.

Member Discount Deals

Many industry, professional or other small business associations offer credit card payment solutions and merchant account processing as a member benefit.

The National Federation of Independent Business (NFIB) has negotiated discount merchant account services with Solveras Payment Systems;

The National Association for the Self-Employed (NASE) offers a merchant account deal through National Processing Co. (NPC).

Look for low rates, no fees and free equipment

Credit card payment processing is a highly competitive field for both retailers and online merchants. Remember that savings don't only come as a lower rate, but in cost reductions from having your system set up properly, your charge-backs reduced, dependable equipment, and your funding on time.

CreditCardBiz.com has become a fast-growing credit card payment processor, providing free state-of-the-art equipment, free user training, free replacement equipment shipped overnight, plus no application or annual fees.

Enhance sales with Electronic Gift & Loyalty Features

Scrap those paper gift certificates and customer loyalty punch cards and let your credit card processor boost business with electronic gift cards and customer loyalty rewards. Check out Solveras Payment Systems